Broad money increased by £0.5 billion in April. Within this, the flow of households' M4 was -£3.1 billion, the lowest monthly flow for at least 20 years. The flow of private non-financial corporations' (PNFCs') M4 was £5.5 billion. The net flow of sterling credit was -£5.3 billion in April. Within this, the flow for households increased to £4.3 billion.b Net lending for consumer credit was £1.8 billion in April, up from £0.4 billion in March. Within this, net lending on credit cards was £0.6 billion and net lending for other loans and advances was £1.3 billion.