Worth reminding that bond and futures markets will close early on December 23rd ahead of a full market close on December 24 to observe Christmas. On Dec 31, bond and futures markets will observe an early close but stocks will remain open for a full day. And while US markets will not have a day off to observe New Year's this year, many businesses and the Federal gov't will observe the holiday Friday, while many European centers will be closed the following Monday in observance of the New Year as U.S. markets reopen for business.