Major U.S. stock-indexes slightly lower on Friday as investors held back from making big bets ahead of the holiday season, but the three major indexes were still on track to post weekly gains. U.S. markets are shut for the Christmas holiday on Monday.

Most of Dow stocks in negative area (19 of 30). Top gainer - The Procter & Gamble Company (PG, +0.63%). Top loser - Microsoft Corporation (MSFT, -0.91%).

Most of S&P sectors in negative area. Top gainer - Healthcare (+0.6%). Top loser - Utilities (-0.2%).

At the moment:

Dow 19856.00 -17.00 -0.09%

S&P 500 2256.00 -2.75 -0.12%

Nasdaq 100 4934.75 -1.75 -0.04%

Oil 52.81 -0.14 -0.26%

Gold 1133.90 +3.20 +0.28%

U.S. 10yr 2.54 -0.02